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ExactCare Value

BHTP’s most affordable affordable, comprehensive travel insurance with the quick claims service you expect from BHTP. ExactCare also includes our industry-leading claims payment process with “pic and a click” filing for most claims leading to five times faster claims payments than the industry average. Need emergency travel assistance? You can contact us 24/7/365 via Twitter, Facebook Messenger, web chat, text, email, and more.
 
Certificate
View Certificate
Plan Review Period
15 days
Renewable Policy
—
Restriction
Available for the trip cost per traveler starting from $0 up to $100,000. Available for the length of travel up to 364 days. Available for residents of United States. Unavailable for destination - Russian Federation, Israel, Sudan, Afghanistan, Syria, Cuba, Palestine, Yemen, Haiti, Myanmar, North Korea, Belarus, Iran.
Trip Cancellation
100% Trip Cost
Trip Interruption
100% Trip Cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
—
Cancel for any reason
—
Pre-Ex Coverage
Included
Look back period
180 days
Primary Medical
Yes
Emergency Medical
$15,000 ($500 Dental)
Medical Deductible
—
Look back period
180 days
Medical Evacuation
$150,000
Missed Connection
—
Trip Delay
$500 (12 hours, $100/day)
Baggage Loss
$750 ($50 Deductible)
Baggage Delay
$200 (24 hours)
Non-Medical Evacuation
—
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
—
Common Carrier AD&D
$25,000
Flight Only AD&D
—
Rental Car
—
Identity Theft
Included
24 Hour Assistance Service
Included
Schengen Visa
—

Other plans by Berkshire Hathaway Travel Protection

AdrenalineCare

Most travel insurance plans exclude coverage if injured doing adventurous activities like sky diving, rock climbing or scuba diving.  Berkshire Hathaway Travel protection’s AdrenalineCare® plan includes coverage for extreme travel activities and provides some of the highest limits of medical expense and emergency evacuation protection.
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ExactCare

The ideal family travel insurance plan with family-friendly pricing. ExactCare is comprehensive travel insurance that pays claims fast.  We offer coverage for medical emergencies (and pre-existing conditions, if you buy ExactCare within 15 days of your initial trip deposit), trip cancellation and delay, baggage delay and loss, medical evacuation, AD&D, and more. Our paperless “pic and a click” filing process lets us process claims five times faster than the industry average and we can pay claims in seconds with BHTP Burst, our exclusive multi-channel payment platform.  Need emergency travel assistance?  You can contact us 24/7/365 via Twitter, Facebook Messenger, web chat, text, email, and phone. 
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ExactCare Lite

No matter your travel type, there are still non-refundable deposits you want to protect and potentially crippling emergency medical expenses you want to avoid.  Berkshire Hathaway Travel Protection’s ExactCare Lite® plan was developed specifically for drive vacations.  This road trip travel insurance plan is for drive vacations and covers hotel and other non-refundable payments, such as tickets to attractions, plus emergency medical and medical evacuation expenses. 
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LuxuryCare

LUXURY TRAVEL INSURANCE: TRAVEL INSURANCE SPECIFICALLY FOR HIGH-END TRAVEL

LuxuryCare® is a comprehensive travel insurance plan with Berkshire Hathaway Travel Protection’s highest medical and medical evacuation benefits, trip cancellation for trips costing up to $100,000 per person, and more.
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WaveCare

WaveCare® is a comprehensive cruise travel insurance plan with enhanced medical and luggage benefits, cruise-ship disablement, and more.

It has unique feature: Cruise Disablement fixed coverage of $500. Pays a fixed benefit if you are confined to your cruise ship without one or more of the following: power, food, water, or restroom facilities for the time period listed in the policy (Minimum 5 hour Confined, subject to change, see actual policy).

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